Homeowner’s Comprehensive Insurance

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When you think of homeowners’ insurance, think protection. Most people simply can't afford to rebuild their home and replace everything in it if there's a disaster, which is why home insurance is so important.

What it covers:

A homeowners’ insurance policy can protect your home against damages that occur to the house itself – and the belongings inside. Homeowners coverage can also protect your property, some of your personal possessions and you. It’s a package policy that combines two types of coverage:

  • Coverage against your property being destroyed or damaged by fire and allied perils like flood, earthquake, wind storm and etc
  • Coverage for liability exposure – for example, someone being injured on your propertyFor instance, if something unexpected occurs, such as a fire or burglary, homeowner’s insurance will help pay for destruction and losses.
  • Cover for burglary - It provides cover for the contents of the building